Pensions
- Aiding Decision Making
- Improving Value
- Reducing Cost
Pensions are typically the most expensive employee benefit offered and are frequently the most undervalued by employees. Managing the cost of providing a pension, the legal and tax requirements, and ensuring the engagement and understanding of your employees is a complex challenge, particularly in today’s volatile market. Providing your employees with all the information they need to make informed decisions in a clear accessible way, is critical to ensuring they save adequately for their retirement.
We blend our technology with expert consulting and engaging communication, to ensure you have a high quality, well managed, engaging and low risk pension offering for your employees. We advise you simply, clearly and fully, whether you are looking at new pension benefits or seeking to review or harmonise existing arrangements.
Since our inception we have pioneered technological integration with benefit providers to eliminate as much paper and bureaucracy from pensions as possible. We have continued to invest heavily in this area and we now have XML links to all the major pension providers in the UK, a level of technological integration that is unparalleled amongst our rivals.
Our prowess in the pensions’ arena has meant we have been voted “Corporate Adviser of the Year” for an unprecedented six years running.
Our services for employers include:
- A rigorous provider selection process, together with advice on contribution structures and investment fund choices;
- A structured process to review the continuing suitability of your provider and the default fund chosen for employees;
- Advice and delivery of the wind-up of occupational legacy schemes;
- A full understanding of the pensions marketplace and forward planning on future pension legislation such as Personal Accounts, enabling you to manage your financial risks now and in the future;
- An auto-enrolment model enabling you to prepare early for the requirements of Personal Accounts;
- A flexible funding model on how the pension service is paid for.
